How to make your financial future Secure?

How to make your financial future Secure?
 
Children’s Endowment Policy (Max New York)
Pays a fixed amount for higher education or marriage, when the child is 18 or 24 (depending on plan chosen). In case of the child’s untimely death, premiums paid are refunded with interest plus any bonus accrued. Loans can also be availed against this policy. Premiums can be paid yearly, half-yearly, quarterly or monthly     :
(Rs 2,500 minimum) or as a lump sum, and are waived in case of the     proposer’s death or disability.
Minimum age: 91 days    Maximum age: 13 for 18 years, 15 for 24 years   Regular premiums: Rs 10,000    
Single premium: Rs 75,000 
 Maximum face amount: Rs 1 crore